North Carolina Barrier Island FORTIFIED Roof Grant

The Strengthen Your Roof Program is funded by the North Carolina Insurance Underwriting Association (NCIUA) and helps homeowners replace their roof with an IBHS FORTIFIED Roof™, making homes significantly more resistant to hurricanes and severe storms. Grants are awarded on a first-come, first-served basis while funding lasts.

Grant Amount

For homeowners on North Carolina's Barrier Islands and Outer Banks:

• Up to $10,000 toward a FORTIFIED Roof replacement (current program funding).

What Sets Willis Roofing Apart

As a local, family-owned business with deep construction expertise in Southport, Willis Roofing builds relationships, not just roofs. For us, quality repair work means more than a quick fix. Our clients appreciate that we:

• Are certified for Fortified Roof repairs, giving a stronger defense against Carolina storms.

• Support them with insurance and public adjusters when storms strike.

• Hold the CertainTeed Select Shingle Master certification. This designation brings access to CertainTeed’s leading warranties, so homeowners can count on lasting repairs plus enhanced material and workmanship guarantees.

• Document repairs with over 300 photos and thorough quality checks, leaving jobsites clean and disruption-free.

Additional Benefit for NCIUA Policyholders

Even if a homeowner isn't using the grant program, NCIUA also offers a Stronger Roof Endorsement at no additional cost to eligible policyholders. If a roof must be replaced because of a covered insurance claim, this endorsement can provide up to $5,000 in additional coverage to upgrade the replacement to a FORTIFIED Roof. 

Good News for Willis Roofing Customers

For your service area, many of your customers in Oak Island, Caswell Beach, Holden Beach, Ocean Isle Beach, Sunset Beach, Bald Head Island, Carolina Beach, Kure Beach, Wrightsville Beach, Surf City, and North Topsail Beach are in the geographic areas covered by the Barrier Island program. Eligibility still depends on the homeowner's NCIUA policy and meeting the program requirements.

• The original Strengthen Your Roof program was created for NCIUA policyholders in the Outer Banks and Barrier Islands, offering up to $10,000 toward a FORTIFIED Roof.

• In July 2025, North Carolina announced a new $20 million funding round and expanded grant opportunities. The announcement was made by Insurance Commissioner Mike Causey and NCIUA.

• That expansion also created the separate Strengthen Your Coastal Roof program, which provides up to $6,000 for eligible NCIUA policyholders in the remaining 18 coastal counties that are not in the Barrier Island/Outer Banks territories.

Both programs require:

• An eligible NCIUA (Beach Plan) insurance policy.

• Installation of an IBHS FORTIFIED Roof™.

• Approval before work begins.

• Completion of the FORTIFIED certification process.

This is an important distinction for homeowners:

• Replacing your roof because it's old?

• Look into Strengthen Your Roof or Strengthen Your Coastal Roof grants.

• Replacing your roof because insurance approved a covered claim?

• Ask whether your NCIUA policy includes the Stronger Roof Endorsement, which may help pay for the FORTIFIED upgrade.

For Willis Roofing, understanding all three programs can be a strong differentiator during sales appointments. Many homeowners don't realize they may have access to grant funding, insurance credits, or additional insurance coverage depending on their situation.